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Written by  · Reviewed by  · Last updated September 9, 2026

Telemedicine Billing Services

Billing and collections for virtual-first, hybrid, tele-behavioral health and remote monitoring practices, done inside the EHR and video platform you already use.

Telemedicine revenue leaks at the claim line, not on the video call. Medicare wants POS 10 for a patient at home, Cigna asks for POS 02 plus 95, GT or GQ, and Ohio Medicaid wants GT with the clinician's location. Audio-only visits were billed with video modifiers on 6% of telehealth claims in the Luxen claim audit, and on October 1, 2026, RHCs and FQHCs stop billing G2025. Luxen matches every virtual visit to each payer's rules before it goes out.

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BAA signed before accessCertified codersWorks inside your EHRMonth to month

What Are Telemedicine Billing Services?

Telemedicine billing services code, submit and follow up claims for video, audio-only, e-visit and remote monitoring care, matching place of service, modifiers and codes to each payer. Medicare pays POS 10 home visits at the non-facility rate. Audio-only visits were billed with video modifiers on 6% of telehealth claims in the Luxen claim audit.

Telemedicine Practices We Bill For

Each type of virtual practice bills differently.

  • Virtual-first primary and urgent care: POS 10 for patients at home, plus licensure and enrollment in each patient's state.
  • Hybrid practices: the POS changes by encounter, not by provider.
  • Tele-behavioral health: home visits are permanent under Medicare, audio-only included. For addiction programs, see our substance abuse billing services.
  • Remote monitoring programs: RPM and RTM codes, one billing practitioner per 30 days.
  • RHCs and FQHCs: G2025 gives way to individual codes with 93 or 95 on October 1, 2026.

We also bill e-visits, virtual check-ins and originating site fees (Q3014).

Where Telemedicine Billing Loses Money

Our eligibility and benefits checks confirm telehealth coverage first. Dollar figures are 2026 CMS amounts.

ScenarioCodesWhat goes wrong$ at stake per claimLuxen audit finding
Medicare patient seen at home99212 to 99215 with POS 02Paid the facility rate, not the POS 10 non-facility rateThe rate difference on every visitPOS checked against documented patient location
Patient declines videoE/M code with modifier 93Billed as video, or sent to a plan that excludes audio-onlyFull visit, plus recoupment on auditAudio-only visits were billed with video modifiers on 6% of telehealth claims
One claim format for every payerPOS 02, POS 10, modifiers 95 and GTMedicaid or commercial plan rejects the Medicare formatFull visitCoding and modifier errors caused 21% of denials
Patient located in another stateAny telehealth serviceClinician not licensed or enrolled where the patient sitsFull visitCredentialing lapses delayed payment for 1 in 12 providers added in the prior year
RHC or FQHC visit on or after October 1, 2026Individual code with 93 or 95, not G2025G2025 still billed after the switch$97.53, the 2026 G2025 rateDate of service checked before release
Patient at your clinic, clinician remoteQ3014Originating site fee never billed$31.85 per visit in 2026Site fees matched to distant site visits

Telehealth Billing Codes, POS and Modifiers for 2026

Medicare identifies telehealth by place of service, not a separate visit code: office E/M codes 99202 to 99215 stay the same. Our certified medical coding team sets POS and modifier rules per payer.

POS 02 or POS 10: Which Rate Medicare Pays

POSCMS descriptionMedicare payment
02Telehealth provided other than in patient's homeFacility rate
10Telehealth provided in patient's homeNon-facility rate

Modifiers 93, 95, FQ, FR, GT and GQ

ModifierMeaningMedicare use
93Real-time audio-onlyPatient at home declines video; non-behavioral through 2027, behavioral permanent
95Synchronous audio-videoHospital-based clinician, patient at home; hospital outpatient therapy; RHC and FQHC from October 1, 2026
FQAudio-only telehealthRHC and FQHC claims
FRSupervising practitioner present by audio-videoVirtual direct supervision
GTInteractive audio-videoCAH optional payment Method II institutional claims
GQAsynchronous telecommunicationAlaska and Hawaii federal demonstration project

Telemedicine E/M Codes Medicare Does Not Pay

CPT added 98000 to 98015 in 2025 and deleted telephone codes 99441 to 99443. Medicare adopted neither change, so Medicare telehealth still bills 99202 to 99215. Commercial and Medicare Advantage adoption varies.

Virtual Check-Ins, E-Visits and Remote Monitoring

CodeServiceBilling rule
98016Virtual check-in, 5 to 10 minutes; replaced G2012Not tied to a visit in the prior 7 days or next 24 hours
G2252Virtual check-in, 11 to 20 minutesSame 7-day and 24-hour rule
99421 to 99423E-visit, 5 to 10, 11 to 20 or 21+ minutes over 7 daysPatient-initiated
99454, 99445RPM data: 16 or more days, or 2 to 15 days, per 30 daysNever bill 99445 with 99454
99457, 99470RPM management: first 20 minutes, or first 10 minutesOne practitioner per patient per 30 days; not with RTM

Medicare Telemedicine Billing Rules Through 2027

The Consolidated Appropriations Act, 2026 (Public Law 119-75), signed February 3, 2026, extended Medicare telehealth flexibilities through December 31, 2027, after a lapse from October 1 to November 12, 2025 in which MACs held and returned claims.

Extended Through December 31, 2027

  • No geographic limits, and the home as an originating site, for non-behavioral care
  • Audio-only telehealth to patients at home
  • Telehealth by PTs, OTs, SLPs and audiologists
  • RHCs and FQHCs as distant sites for non-behavioral services
  • No in-person visit required within six months of an initial tele-mental health service

Permanent Regardless of the Deadline

Behavioral health telehealth from home, including audio-only, plus substance use disorder treatment, home dialysis ESRD assessments and acute stroke.

What the 2026 Physician Fee Schedule Made Permanent

  • Virtual direct supervision by real-time audio and video, except 010 and 090 global services
  • Teaching physician virtual presence when the service itself was furnished virtually
  • No frequency limits on subsequent inpatient and nursing facility visits or critical care consultations

RHC and FQHC Telehealth From October 1, 2026

G2025 paid $97.53 in 2026. For dates of service on or after October 1, 2026, RHCs and FQHCs bill the individual CPT or HCPCS code with modifier 93 or 95 on type of bill 71X or 77X. Mental health visits stay under the AIR and PPS.

Controlled Substances by Telemedicine

The Ryan Haight Act requires an in-person evaluation before prescribing controlled substances. The DEA's fourth temporary extension waives it through December 31, 2026; the special registration final rule is still under OMB review.

Telehealth Medical Billing Rules for Commercial and Medicaid

Commercial plans and Medicaid programs publish their own POS and modifier rules, and 44 states, DC, Puerto Rico and the Virgin Islands have laws on private payer telehealth reimbursement.

Commercial Payer POS and Modifier Rules

Payer policyPOSModifierAudio-only
UnitedHealthcare commercial, policy 2026R0046A02 or 1095, GT, GQ and G0 not required, accepted as informationalAppendix T codes with 93 and POS 02 or 10
Cigna virtual care guidance02; asks that 10 not be billed95, GT or GQ requiredAsks that 93 and FQ not be billed

Medicaid Programs Set Their Own Rules

  • Ohio Medicaid, 2026 dates of service: GT in most cases; POS 02 and 10 not accepted when Medicaid is primary; POS is the clinician's location
  • Louisiana Medicaid: the correct POS and modifier 95 must both be on the claim
  • New York Medicaid: POS 11 often pays more than 02 or 10; audio-only takes 93 or FQ

Payment Parity Is a State-by-State Question

Only 24 states and Puerto Rico have telehealth payment parity requirements. Kansas lets payers set rates as they would in person, but the medical record satisfies all telemedicine documentation. Nebraska requires in-person rates only when the provider also practices at a physical Nebraska location or holds privileges at a Nebraska facility. Louisiana sets a floor of 75% of an intermediate office visit for the physician at the originating site. Underpayments against contracted rates appeared on 7.8% of paid claims (Luxen claim audit).

Telemedicine Medical Billing Across State Lines

A physician must be licensed where the patient is located and enrolled with that plan. The Interstate Medical Licensure Compact (44 member states) speeds licensing, not payer enrollment. Our credentialing team tracks both by patient state.

Common Telemedicine Billing Mistakes

Telehealth pays the same as an office visit

Medicare pays POS 10 visits for patients at home at the non-facility rate and POS 02 visits at the facility rate (CMS telehealth FAQ). Only 24 states and Puerto Rico require commercial payment parity (CCHP 2025 policy summary). The average underpaid claim was short by $38 (Luxen claim audit).

Modifier 95 belongs on every telehealth claim

For Medicare, POS 02 or 10 identifies telehealth; modifier 95 is for hospital-based clinicians and hospital outpatient therapy (Noridian telehealth guidance), plus RHC and FQHC claims from October 1, 2026 (CMS MM14468). Ohio Medicaid requires GT in most cases (Ohio Medicaid guidelines). Coding and modifier errors caused 21% of denials (Luxen claim audit).

Phone visits still bill as 99441 to 99443

CPT deleted 99441 to 99443 on January 1, 2025, and CMS did not replace them (Noridian telehealth E/M update). Medicare audio-only visits bill the E/M code with modifier 93, yet audio-only visits were billed with video modifiers on 6% of telehealth claims (Luxen claim audit).

A license in the clinician's own state covers virtual patients

A physician must be licensed by the medical board of the state where the patient is located (FSMB telemedicine policy), and each plan must enroll the clinician. Credentialing lapses delayed payment for 1 in 12 providers added in the prior year (Luxen billing reviews).

What We Handle for Telemedicine Practices

Full-Service Medical Billing

We run the revenue cycle from eligibility to zero balance inside the practice management system you already use. How full-service billing works.

Medical Coding

Certified coders review charges against your documentation and payer rules before the claim goes out, so the denial is prevented rather than appealed. Medical coding.

Denials and AR Recovery

Aged and denied claims are worked to resolution, then the upstream cause is fixed so the same claims stop coming back. Denials and AR recovery.

Eligibility and Prior Authorization

Benefits are verified and authorizations secured before the appointment, which is the cheapest place in the cycle to stop a denial. Eligibility and prior authorization.

Patient Billing

Statements, balance questions and payment plans are handled by the same team that worked the claim. Patient billing.

Credentialing

Payer enrollment and re-credentialing are tracked through to approval, so a lapsed credential never quietly stops payment. Credentialing.

Medical Virtual Assistant

A HIPAA-trained front-office assistant working inside your EHR on calls, scheduling, intake and referrals, alongside the billing team. Medical virtual assistant.

We Work Inside Your Telemedicine Software

We work inside the systems your clinicians already use, with no migration.

  • EHRs with telehealth: athenaOne, eClinicalWorks healow TeleVisits, Epic, NextGen, Elation, Canvas Medical and Akute
  • Behavioral health and cash-pay: SimplePractice, TherapyNotes, Healthie, Practice Better and OptiMantra
  • Standalone video: Doxy.me and Zoom Workplace for Clinicians
  • Remote monitoring: Tenovi, HealthSnap and Validic
  • Clearinghouses: Availity, Waystar and Office Ally

We sign the BAA before access.

Results for Telemedicine Practices

2 weeks

from a signed BAA to our team working your claims

About 3 weeks

to the first recovered payments on aged AR

20+ years

combined billing and coding experience

Luxen client data, 38 client practices, Jan 2024 to Jun 2026:

  • First-pass denial rate fell from 14.2% to 6.1% within 90 days of onboarding.
  • Clean claim rate rose from 89.6% to 97.3% in the first 90 days.
  • Median days in AR dropped from 54 to 33 within 120 days.
  • Median time from signed BAA to first claims worked was 9 business days.
Our team was using the same place-of-service and modifier combination for every virtual visit, regardless of payer. Luxen mapped the correct workflow, reduced telemedicine rejections from 14.2% to 3.1%, and recovered $41,900.

Revenue Cycle Director, multispecialty telemedicine practice

Completed virtual appointments did not always create a billing task in the EHR. Luxen reconciled the telemedicine schedule against signed notes, captured 326 missed encounters, and added $27,400 in monthly collections.

Chief Operating Officer, virtual primary care group

Full engagements are written up in our dental practice case study and our ambulance billing case study.

Telehealth Revenue Cycle Management KPIs and Audit Risk

KPIWhy it matters in telemedicineLuxen benchmark
Audio-only modifier accuracyAudio-only and video visits pay and audit differentlyAudio-only visits were billed with video modifiers on 6% of telehealth claims
Eligibility denialsPlans differ on telehealth benefits and carve-outsEligibility and coverage errors caused 24% of denials
Denials never workedLow-dollar virtual visits get written off19% of denied claims were never reworked or appealed

Where Federal Auditors Are Looking

The HHS Office of Inspector General found Medicare remote patient monitoring payments exceeded $500 million in 2024 (OEI-02-23-00261), and that 43% of RPM enrollees did not receive all 3 components of monitoring (OEI-02-23-00260). Our denial and AR recovery team reports these KPIs monthly by payer and visit type.

Patient Cost Sharing for Telemedicine Visits

Medicare Deductible and Coinsurance

The 2026 Part B deductible is $283, and after it the patient pays 20% of the Medicare-approved amount for telehealth. OIG protection for waiving telehealth cost sharing ended May 11, 2023.

Good Faith Estimates for Self-Pay Telemedicine

Self-pay patients scheduling at least 3 business days ahead get a written Good Faith Estimate within 1 business day. The rule covers telemedicine, and a bill at least $400 above the estimate can be disputed.

What Does Telemedicine Billing Cost?

3% to 6% of collections

Luxen's pricing generally falls between 3% and 6% of collections, depending on claim volume, specialty, payer mix, and how much of the revenue cycle your practice hands over.

Higher-volume practices usually land toward the lower end. Smaller or more complex practices land higher because there is more work per account. There is no setup fee and no exit fee, and the agreement runs month to month with 30 days notice.

A lower fee attached to weak billing is still expensive. The number that matters is what your collections do after you hire someone.

Luxen charges 3% to 6% of collections. No setup or exit fee.

Worked Example: Telehealth Billing Services for a Virtual Practice

Service lineMonthly collectionsLuxen at 3%Luxen at 6%
Video and audio-only visits$85,000$2,550$5,100
Remote physiologic and therapeutic monitoring$25,000$750$1,500
E-visits, virtual check-ins and originating site fees$10,000$300$600
Total$120,000$3,600$7,200

Telehealth Billing Outsourcing vs In-House Billing

CostIn-houseLuxen
Monthly$9,480 (7.9% of collections)$3,600 to $7,200
Annual$113,760$43,200 to $86,400
When a biller leavesOpen biller roles took a median 67 days to fillNo gap in coverage
TermsSalaries, benefits and softwareMonth to month, 30 days notice

Fully loaded in-house billing cost 7.9% of collections for practices under $2M, across 96 practices that shared payroll data (Luxen billing reviews).

How to Choose a Telemedicine Billing Company

Questions to Ask a Telehealth Billing Company

  • Which POS and modifier will you send to Medicare, each Medicaid program and each commercial plan we bill?
  • How will our RHC or FQHC claims change on October 1, 2026?
  • What is the fee basis, in writing? 44% could not name the fee basis in their current billing contract (Luxen Practice Manager Survey 2026).
  • What denial reporting will we get monthly? 52% of practices that switched billing vendors cited missing denial reporting as the main reason.
Partner typePayer rule depthRemote monitoringReportingTerms
In-house billerDepends on one personTracked by handBuilt by staffPayroll and turnover
Generalist billing companyMedicare format for every payerOften excludedStandard agingOften annual
Specialty billing companyPayer-specific rulesSometimes extra feeVariesVaries
EHR vendor RCMVendor claim rulesVendor devices onlyVendor platformBundled with software
LuxenCertified coders map POS and modifiers per payerRPM and RTM includedMonthly denials and AR by payerMonth to month, 30 days notice

Compare medical billing companies on these points, or see what full-service medical billing covers.

Switching Your Telemedicine Billing to Luxen

1. Billing review

A 30-minute look at your AR ageing, denial reasons and payer mix. You leave knowing what is recoverable, what we would work first and what it would cost.

2. BAA, then access inside your system

We sign a business associate agreement before anyone touches your system. Your named team then works inside the practice management system and clearinghouse you already use. Nothing is migrated, and claims are being worked within two weeks of the signed BAA.

3. Oldest money first

Aged and denied claims come first because that is revenue you have already earned. Most practices see the first recovered payments inside three weeks.

4. The daily cycle

Once the backlog is moving, we take over the agreed part of the daily cycle: eligibility, coding review, submission, posting, denials and patient balances.

What we need from you

  • Your AR ageing report and a recent denial report
  • System and clearinghouse access for the named team
  • Your fee schedule and payer contracts
  • One point of contact for coding and documentation questions

Why Practices Choose Luxen, and When Not to Outsource

A named team inside your system

You know who owns your claims. The team works inside the practice management system and EHR you already run, with no migration.

Certified coders, with automation on the repetitive work

Claims are coded by certified coders against your documentation and payer rules. Automation handles the repetitive checks so people spend their time on the claims that need judgment.

HIPAA from the first day

We sign a business associate agreement before accessing protected health information, and access is limited to the named people on your account.

We read your numbers before we quote

We look at your AR ageing, volume, payer mix and denial profile first, then tell you what we believe is recoverable and what it would cost.

When outsourcing is the wrong call

A billing company is a poor fit if you are not willing to share visibility into your billing, if the vendor uses a rotating pool of people who never learn your practice, or if it cannot explain why your claims are being denied. Be wary of anyone promising large collection increases before they have seen your AR ageing. The right partner makes your revenue cycle more visible, not less.

Telemedicine Billing FAQs

Do you use modifier 95 or GT for telehealth?

For Medicare, usually neither: POS 02 or 10 identifies telehealth, GT is only for critical access hospital Method II claims, and 95 is for hospital-based clinicians and RHC or FQHC claims from October 1, 2026. Cigna's virtual care guidance requires 95, GT or GQ, and Ohio Medicaid requires GT in most cases.

How much do telemedicine billing services cost?

Luxen charges 3% to 6% of collections, depending on visit volume, payer mix and remote monitoring work. For a virtual practice collecting $120,000 a month, that is $3,600 to $7,200. Fully loaded in-house billing cost 7.9% of collections for practices under $2M in Luxen billing reviews.

How long does it take to switch telehealth billing to Luxen?

About 2 weeks; median time from signed BAA to first claims worked was 9 business days across Luxen clients. We start with open POS and modifier denials, so first recovered payments arrive in about 3 weeks. No migration, setup fee or exit fee.

Can Luxen bill inside athenaOne, eClinicalWorks or SimplePractice?

Yes. We work inside the EHR you already use, including athenaOne, eClinicalWorks, Epic, SimplePractice and TherapyNotes, and clinicians keep their video platform. We sign a BAA before access.

Can you bill 99213 for an audio-only telemedicine visit?

For Medicare, yes, when the clinician can use video but the patient cannot or does not consent: bill 99213 with modifier 93 and POS 10 for a patient at home. That applies to non-behavioral care through December 31, 2027 and permanently to behavioral health. Medicare did not adopt audio-only codes 98008 to 98015.

Sources

Send Us Your AR Ageing

Thirty minutes, no deck and no fee. We look at what is sitting past 90 days and where your denials cluster, and you leave knowing what is recoverable, what we would work first, and what it would cost.

Book a Billing Review